Capital Trade Links Limited


Loan against property is nothing but a loan which you avail by keeping your commercial/residential property as a collateral. Another name for Loan against property is a secured loan. The security in this kind of loan is the property owned by the person applying for the loan. The value of your property decides the amount of potential loan you will be sanctioned.

The types of Property against which LAP can be availed:

  • Self-owned residential property
  • Self-owned and self-occupied residential property
  • Self-owned but rented residential property
  • Self-owned piece of land
  • Self-owned commercial property
  • Self-owned but rented commercial property
  • Eligibility Criteria Required for Capital Trade Loan against property

    Eligibility Criteria Salaried Individual Self-employed Individual
    Age of the borrower should be between 33 and 58 years 25 and 70 years
    Residential status Resident of India Resident of Delhi/NCR
    Employment status Should be a salaried individual employed in a public sector company, private company, or an MNC Should be self-employed having a regular source of income
    Maximum loan tenor available Flexible tenor between 2 and 6 years Flexible tenor up to 6 years

    Documents Required for Capital Trade Personal Loan

    Identity Proof Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker's sign verification
    Age Proof PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter's card/ Birth Certificate/ LIC policy (only for age Proof).
    Address Proof Passport/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
    Income Proof Bank statement of the previous 6 months